Monthly Archives: April 2016


INHERITANCE ISSUES: reasons to seek financial advice

According to new research from Boring Money, Inheritance Tax (IHT) planning is the number one reason for seeing a financial adviser, beating purchasing a property and retiring into second and third place respectively.  The report says ‘Inheritance tax and funds/investments were the two topics most likely to unnerve people; 45 per cent of respondents said [...]

By | April 29th, 2016|Talking Points|0 Comments

THE MYSTERIES OF PENSION PLANNING – the need for financial advice

Looking at pensions planning, over the last few years we have seen governments passing new legislation that has brought in unprecedented changes in a 'fast and furious' fashion; so much so that the industry has struggled to keep pace, and clients are increasingly at a loss to understand what is happening. The changes have included: [...]

By | April 22nd, 2016|Talking Points|0 Comments


People who are in their 60s, mortgage-free and not bogged down by any personal loans are a vanishing species. If new research from Saga is to be believed, they are likely to be one of the last generations to enjoy this financial freedom in retirement. Along with the rise in divorce in the UK has [...]

By | April 15th, 2016|Talking Points|0 Comments


The new tax year brings with it the usual selection box of changes, many  of which will cause clients to seek input from their financial adviser. The changes include the single-tier state pension, changes in relation to inheritance tax, the new living wage, stamp duty, capital gains tax and personal savings allowance (PSA) to name [...]

By | April 11th, 2016|Talking Points|0 Comments