The Chartered Insurance Institute (CII) R04 Pensions and Retirement Planning unit now has the lowest countrywide pass rate. Why? More importantly, how do you increase your chances to pass the CII R04 exam? The CII pensions unit had a countrywide pass rate of 61% in the 2020 calendar exam year. This is a unit that […]
Why is the R04 exam difficult to pass? The main reason that the CII R04 exam is so difficult to pass is the sheer volume of pension information candidates must learn, understand and be able to apply. Whoever coined the phrase ‘pension simplification’ needs a good kicking. We think HMRC must be having a good […]
Despite HMRC attempts to keep things simple, it’s a well-known issue that pensions are anything but. The theory is, if we can make pensions easier to understand then more clients will contribute towards their retirement planning, easing the financial burden on the state. In our view, the government still have a long way to go […]
How can you give yourself the best chance of an R06 exam pass? The keyboards have just about cooled down on the July sitting of the R06 financial planning practice exam that took place on the 6th July. The questions have been revealed, answered to the best ability by candidates, and submitted – now all […]