Monthly Archives: July 2016

//July

FEELING THE SQUEEZE – PENSIONS NOT ORANGES

The Pensions Regulator this week said pension saving is becoming "the norm", with two-thirds (66%) of employees now active members of a pension scheme, compared with just 47% in 2012, but a former pensions minister warned that many of the six million people who have automatically enrolled in a workplace pension are saving far short [...]

By | July 29th, 2016|Talking Points|0 Comments

CHAOS, WITH BETTER LIGHTING*

With the departure of Ros Altmann as pensions minister, and the arrival of MP Richard Harrington, albeit in a more junior capacity, financial advisers are hoping that the new Under-Secretary of State for Pensions will keep his attention on the issue of Pensions Freedom. According to Barnett Waddingham senior consultant, Malcolm McLean, more work needs [...]

By | July 26th, 2016|Talking Points|0 Comments

LOOK FOR THE SILVER LINING

It is too early to quantify the full impact of the decision to leave the EU on the UK economy. Whilst the fall in the pound may enhance the competitiveness of UK businesses with regard to the export of goods and services, it is also true that there could be a rise in inflation caused [...]

By | July 14th, 2016|Talking Points|0 Comments

BREXIT AND FAMILY FINANCES

The Brexit vote has introduced additional complexity that has to be taken into account as part of the financial planning process. Whilst not exhaustive, both mortgages, pensions and savings are good examples of planning areas where the UK’s potential independence from Europe will impact the thinking of both clients and advisers. MORTGAGES In an uncertain [...]

By | July 7th, 2016|Talking Points|0 Comments

CLOUDS IN MY COFFEE?

  ‘Moving to the cloud’, ‘Running in the cloud’, ‘Stored in the cloud’, ‘Accessed from the cloud’: these days it seems like everything is happening “in the cloud”. But what exactly is this nebulous concept? According to Salesforce, providers of cloud-based Customer Relationship Management software, the short answer is that it's somewhere at the other [...]

By | July 1st, 2016|Talking Points|0 Comments