R04 Pensions and Retirement Planning
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Achieve an R04 exam pass using the BTS STEP approach
This module will enable candidates to identify and analyse relevant pension and retirement planning considerations when they are delivering financial advice.
Don’t be fooled by the fact that R04 only has 10 credits towards your Diploma. Many BTS candidates say that they find the pensions exam harder than personal taxation or investments. One reason for this is that there are so many different pensions rules that you have to understand and apply in your exam.
Start by working through the BTS R04 study guide, then access training or e-learning. Finally, practise as many exam-style questions as you can using the BTS R0 Study Buddy app.